Damn dude....I'm doing some looking and its bleak. First- about the lien- the lien that a bank puts on the car and that a pawn shop puts on the car are the same (or at least notated in a similar manner), so she may have gotten them confused OR saw the that a lien was on the title and assumed (initia...

The whole pawn shop title loan thing sounds fishy to me. So I guess the first question would be "Are you sure the car is legal ?" The only title loan places I've seen work like this (not sure if you got these in finland) -If you need money, and got no other place to go, you go to a title l...